Name of Prepaid Card: Bancorp Bank READYdebit Visa Prepaid Debit Card
Name of Author (You!): _______________________
Card Summary (Minimum 100 words. Actual word count:110 ________):
Bancorp Bank READYdebit Visa Prepaid Debit Card is one of the most popular debit cards in the market today with several plans to choose from, you are sure to find a ReadyCard that best suits your needs. The card has consistently received positive reviews and 5 star ratings from most customers. Among the several features of the card are the innumerable card loading options, a no deposit card approval procedure and free phone and online access to your account. You can use the card at any establishment that accepts Visa Cards; it is significantly cheaper than using traditional banking options, better than a credit card and safer than carrying cash.
Card Review (Minimum 1000 words. Actual Word Count 1009_________):
The US Bancorp which owns the Bancorp Bank is a diversified financial services and holding company that also owns the US Bank, which is the fifth largest commercial bank in the United States. Based on deposits alone which are in the tune of $183 B, the bank is the sixth largest financial institution of its kind. US Bancorp made its foray into the online payments and prepaid debit cards sector early one and offer several products in the cat5egory today one of which is the Bancorp Bank READYdebit Visa Prepaid Debit Card. One of the most widely owned cards from the financial institution. Here is a look at some of the features of the card and what puts it firmly in the list of the most well loved cards in America.
While you can choose among several plans while buying the Bancorp Bank READYdebit Visa Prepaid Debit Card, the select plan is among the most popular and convenient options. The card acts like a checking account and can even be used for bank teller cash advance.
It is surprisingly easy to load cash onto the card; you can use the direct deposit method and have your payroll or government benefits checks loaded directly on to the card; its free, fast and extremely convenient, so you can forget all about paying for check encashment. Alternatively, you could also add cash to your card through Green Dot MoneyPaks whioch can be bought at any store including WalMart and also through Visa Ready Link; these methods can be used when you need to quickly load dunds onto your card.
Another option is to transfer money from your checvking or savings account to your ReadyCard. Finally, you also have the option of transferring funds from another ReadyCard that you may hold. The card to cared transfer facility is not only available for cards held by the member but you could essentially transfer money to any Ready Card holder.
There is a one time card issuance fee which stands at $9.95 for all the Ready card plans including Select. Apart from this, you are charged a monthly card maintenance fee which is $9.95 in case of Select plan for Readycard. However, when you pay this fee, you get several free facilities including free wire transfers, no checking cash fees and free customer support. The monthly fee is charged to your account on the day you 0rder your card.
You can also get an add-on card which is a particularly valuable option if you have teenagers at home and would like to give them a card. You can get an add-on card for just $10; in case you choose the platinum plan, the add-on card is offered free of cost. There is no negative balance fee on this card and you are not charged for loading funds even when its done through bank transfers.
Signature transactions and e-checks are free while most other establishments will charge you a one dollar fee for this; the same also holds true for pin transactions that are also offered free of cost. You can use your ReadyCard is shops, restaurants, for bill payment online as well as offline and at any other establishment that accepts Visa Cards. There is a cash back feature in place that lets you earn some money back each time you use your Readycard.
Another option is to withdraw cash through an ATM; however, this will set you back by $2.25 per transaction; apart from this you may also be charged a small fee by the ATM owner. If you want to skip the ATM fees, simply go ahead and charge your card for a few purchases and this way whatever you spend for withdrawing the cash will be taken care of through the rewards points that you earn.
You can use your very own online account just as you would with a bank to check your account statistics; alternatively, you will also be able to access ATM balance inquiries for free with your Readycard when you would have to pay for this facility with most other card issuers.
Online customer service and automated phone support are free for all Select Plan holder; however, you only get one live call free per month while the others are charged at $2 per call. You can also use your Readycard to make purchases in foreign currencies; however, you will need to incur a fee of 2% of the currency conversion cost.
If you lose your ReadyCard or if it is stolen, you can get a replacement for just $10. While you can easily access all your records including spending and fund loading information online; if you need to maintain records and need a hardcopy of your account statement; this can be ordered for $2 each month.
The biggest advantage of owning the Bancorp Bank READYdebit Visa Prepaid Debit Card is that unlike a credit card, it will help you to manage your finances better. Most people are languishing under the burden of mounting credit card debts created through months of extravagance. Because you can only spend as much as you load on the Bancorp Bank READYdebit Visa Prepaid Debit Card; this helps you to keep a check on your spending. Also, unlike a credit card, you will never have to worry about spending more than your card limit or even about the exorbitant interest rates associated with credit cards. However, you still get some of the benefits that come along with credit cards, you will have easy, quick and safe access to your money when you need it and you will be able to improve your credit rating as you use your Bancorp Bank READYdebit Visa Prepaid Debit Card. You can even load the card to meet a specific set of your weekly or monthly expenditures, regulating your budget. The card can be used to pay the babysitter or even the utility companies plus you get access to the companies online money management tools that help you stick to your budget and reduce your dependence on credit.
Best 3 features of the card (minimum 75 words. Actual Word Count 84________):
1. No loading fees: You can use several options including PayPal, ACH Transfers, Direct deposit and more
2. Superior Customer Support: You can access your account information online or through an automated phone system. You also get access to online customer support while one live customer support call is offered free with the Select plan and other4s are charged at just $2.
3. .No initial deposits: You can get your card without prepayments or deposits which makes this a really affordable and convenient option.
Websites used to gather information:
http://www.getdebit.com/prepaid-debit-card/readydebit-prepaid-debit-visa-select/
http://www.readydebit.com/AboutCard/Site/Default.aspx
http://www.readydebit.com/FAQ/Site/Default.aspx
Name of Prepaid Card: Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard
Name of Author (You!): _______________________
Card Summary (Minimum 100 words. Actual word count: 109________):
The Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard is a fairly new addition to the latest breed of debit cards that allow maximum convenience for a very low fee without the hassles associated with owning a credit card. The card offers your freedom and flexibility, you can use it to withdraw funds through an ATM and also pay for products and services. Know for some amazing features, the Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard is fast growing into a popular debit card. The benefits of using the card include card to card transfers, online and offline bill paying, direct deposit at no added cost and much more.
Card Review (Minimum 1000 words. Actual Word Count 1032_____):
While Futura is a fairly new entrant to the prepaid debit card sector; they do offer some amazing features with their products, the Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard is one of the two cards currently being offered by the establishment. Both cards are well known for their myriad of features which let you enjoy the safety and flexibility of a traditional bank account with the convenience of a credit card.
The most notable advantage of using the Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard is the 100% guaranteed approval. You can forget all about the bothersome credit checks and employment requirements that are mandatory to get a credit card. You can get the OroCard even if you have been declined for a credit card. The charges associated with the use of you Orocard are significantly lower than what you would need to pay with traditional banking services. You will only be required to provide basic information about yourself, so that you identity can be ascertained before you are approved for the card.
After approval, you simply have to load your card with funds and you are good to go. You can use one of the 50,000 Futura approved location across the country to load your card. Alternatively direct deposit of payroll or government benefits including social security is also an option.
You can also choose the card to card transfer facility to either load one card with the funds in another or even to transfer money to another Futura card holder. This facility will set you back by $2.50. However, there are no monthly fees for owning a Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard and you will only have to pay a very low fee of $9.95 at activation; this is a one time charge.
POS Signature purchases are charged at $0.95 per transaction while Pin purchases are charged at $1.95. The card can be used at stores, restaurants, gas stations and at every establishment that accepts MasterCards.
You can also withdraw funds using an ATM; this feature comes with a price as you will have to pay $ 2.50 per transaction. While you can easily use the internet to check your account balance and other information, using the ATM for balance inquiries is charged at $0.75. Another way to access the liquidity in your Futura Card is to transfer the amount to your bank account. This is a particularly useful feature which is not offered with most prepaid debits cards in the mar4ket5 today. Card to bank transfers are charged at $4.95. You can even get a bank cash advance with your Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard; through this service, you will be able to visit a bank and perform a teller transaction for just $4.95.
cards can not only be loaded through preferred dealer locations but also through Western Union; while the former is charged at $3, Western Union transfers will cost you more at $4.
Futura is known to offer superlative customer service, as a holder of the OroCard, you can access their automated transaction inquiry system free of cost while the IVR customer service is also free. On the other hand, you will be charged $1.95 for every live customer support call.
For people who need a paper statement, the company offers this feature at a low cost of $2.95 per month but online statements which are equally detailed can be accessed for free. If the card is stolen or lost, it can be replaced at just $4.95 which is lower than the card replacement fee offered by most prepaid card issuers.
If you need to close your Futura account, you can request for the balance to be transferred to your bank account for just $9.95. This way your funds are always safe. Your Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard can also be used when traveling abroad. As a matter of fact, the card can come in handy when shopping online and making purchases in foreign currencies. You will be charged a 2% currency conversion fee for every transaction that is made in currencies other than the US dollar. The card can also be used to withdraw money through an ATM when outside the country, you will be charged for such withdrawals at $4.95 while balance inquiry at foreign ATMs is charged at $1.50. Signature and PIN purchase costs are the same regardless of where you make them.
What stands in favor of the Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard is the maximum fund loading limit which stands at $5000 daily while the monthly load amount is $12,000. You can make up to 16 loads every month which is another convenient feature of the card.
While compulsive credit card usage has been the root cause of the financial woes of several families, the fact remains that there are some places where paying in cash is simply not an option. Add to this the trouble and time wasted when standing in bill payment queues and you will know whay you absolutely need a Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard in your wallet. The OroCard can be used to pay your bills online and offline and also to shop at just about any store. You can even set up your card for recurring utility payments .
The biggest advantage of carrying a Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard is that unlike a credit card, you will not have to worry about spending more than your budget. As a matter of fact the card along with the money management tools that the company provides provide an opportunity to learn to live within your means.
But wait there is more, not only is the card safe and convenient but also it helps you to earn money in two ways. You get reward points every time you shop with your Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard and you can also earn money by referring your friends. Then there is the text and email alert feature that lets you keep your expenditures firmly in control. You get a message every time you use the card with detailed information as well; as your account balance.
Best 3 features of the card (minimum 75 words. Actual Word Count 100________):
4. No monthly fee: While most other cards will charge you in the range of $5 to $10 as monthly maintenance fee yo0ur OroCard can be activated with a low one time charge of $9.95 and that is all you will ever pay for card maintenance.
5. The opportunity to make money: With your OroCard you can earn money back each time you shop and even when you refer your friends.
6. card to Bank transfer: The OroCard is one of the few prepaid cards in the market that let you transfer funds from your card to your bank account.
Websites used to gather information:
http://www.futuracards.com/
http://www.futuracards.com/2008/index.html
http://www.myfuturacard.com/products.php
Name of Prepaid Card: Bancorp Bank RushCard Prepaid Visa Card
Name of Author (You!): _______________________
Card Summary (Minimum 100 words. Actual word count: 133________):
This is a convenient and stylish way to shop for the discerning debit card user. With a maximum fund load limit that stands at a whopping $10,000 this card can be used for a lot more than just grocery shopping. As a matter of fact, you could use it when traveling abroad or even when shopping for jewelry; just about anything can be paid for through the use of the Bancorp Bank RushCard Prepaid Visa Card. Like all other cards in its category what adds to the convenience of owning this card is the hassle free approval procedure. There is no credit check or even employment requirement to get approved for this card. This along with no monthly fees and several other features make it one of the best prepaid cards to own.
Card Review (Minimum 1000 words. Actual Word Count 1048_________):
With $2billion in holdings, Bancorp is a reputable financial institution that is listed on NASDAQ, the Bancorp bank is a wholly owned subsidiary of the company. The Bancorp Bank is an FDIC insured online financial establishment that offers a plethora of financial products and services through the company’s network of private-label affinity partners. The branchless banking programs offered by the establishment is a wonderful and convenient way to pay for just about any product online or offline including bill payments. The establishment has constantly set quality standards for internet banking facilities and is one of the most reputable establishments of its kind. So, when purchasing and using the Bancorp Bank RushCard Prepaid Visa Card, your money is always safe; here are some of the features of this card.
If you cannot get a bank account or are simply not interested in using traditional banking facilities owing to the heavy annual expenditure involved in it, the Bancorp Bank RushCard Prepaid Visa Card will be an ideal option for you. This card can be used for a variety of purposes and has several fund loading features. You can also have your tax refund directly deposited to you RushCard. This makes the entire procedure faster and simpler than if you were to receive a check for your tax refunds.
One of the primary benefits of Bancorp Bank RushCard Prepaid Visa Card that sets it apart from the other cards in its category is the ability to load as much as $10,000 onto the card. While most other cards will set the maximum fund loading limit at $500 or $1000; the Bancorp Bank RushCard Prepaid Visa Card van be used for a myriad of purposes and for a longer time given the sheer amount of money that you can have on it.
RushCard is also a wonderful way to prevent overspending and huge overdrafts; unlike a credit card, you will only be able to use the funds that you have loaded onto the card. This means that you do not have to ever worry about incurring heavy interests which are normally associated with credit cards. The approval procedure of this card does not entail the regular credit and employment checks. The best part is that the company also offers a way for its customers to make some money. Because approval is 100% guaranteed, you can refer your friends to the RushCard program and earn money while using the card.
RushCard can be used to pay bills online as well as offline and because it has the Visa backing, you can use it at any establishment that accepts Visa Cards. There are innumerable ways to load funds on this card; you could use Paypal, direct deposit, bank transfer, cash deposits made through MoneyGram or Check FreePay, Checks or money orders, payroll transfer and even tax refund direct deposits.
Among the several great features of the card is the ability to get regular text alerts at no added cost. You can get free reports sent directly to your cell phone that will help you to keep a tab on your account balances, transactions etc. This eliminates the need to constantly run over to the ATM and pay a small fee each time you want to inquire about your balance. Apart from this, you also have the ability to check your account information online without incurring a fee for this facility. However, ATM balance inquiries within the United States will set you back by $0.50 while an international ATM balance inquiry is charged at $1.00.
You also have the ability to transfer money between cards for as low fee of $2.95, so you could tranfer funds directly to any other Rush card holder. There are no check fees, over draft fees or interest fees on the card.
As a RushCard holder, you get access to all the Money tools online offered by the company; these help you to keep a track on your spending patterns and help you to chalk out a budget. The tools are truly effective when used in case of compulsive spenders. The best part is that you can use this feature free of cost.
You will also be able to pay your bills online as well as offline with your RushCard; in addition to this, you will also have the ability to access the Bill Pay feature which can help you to set up recurring bill payments. The charges for this feature are $2 per month while bill payment will cost you $1.
In case the card is lost or stolen, you can get a new card for a low fee of $9.95. For people who would like to receive paper statements for record keeping, you can order them for $1 per month. If you do not load the card for 90 consecutive days, you will have to incur a maintenance fee of $1.95; this fee is not charged is any amount of loaded onto the card in a 90 day period.
You can also withdraw funds through the use of an ATM with your Rush Card. Withdrawals within the United States are charged at $1.95 while international withdrawals will cost you more at $ 1.95 plus 2% of the currency transaction fee. This fee is also applicable when purchases are made in foreign currencies. While there is no monthly card maintenance fee, you will have to pay a monthly convenience fee which is capped at $10 per month for domestic card usage and $2 for international usage.
As a card holder, you automatically become a member of the RushCard Credit Plan. As you use the card to pay bills, it actually helps you to build your credit worthiness and improve your credit rating. You can manage your account 24/7 through the website management feature of the card.
When activating the Bancorp Bank RushCard Prepaid Visa Card, you will have to incur a one time fee of $19.95 for a pay as you go plan card. Also, you are offered several choices of plans which will have different activation and monthly fees associated with them. If you are not interested in the pay as you go Rush Card, you do have the option to choose a monthly fee plan so that you can choose a card that best meets your requirements.
Best 3 features of the card (minimum 75 words. Actual Word Count: 77)
7. Referral Program: This card also helps you to earn money; you make money every time you refer somebody.
8. .Prescription Discount: You save up to 85% on your prescription bi9lls when you pay through the Bancorp Bank RushCard Prepaid Visa Card
9. .Free credit builder: The card actually helps you to work on your credit score as you use it so although its a prepaid debit card, you can use it to improve your credit history
Websites used to gather information:
http://www.getdebit.com/prepaid-debit-card/rushcard-plus-prepaid-visa-card/
http://www.pymnts.com/the-bancorp-bank-teams-up-with-unirush-to-issue-the-prepaid-visa-rushcard-20100223005531
https://www.rushcard.com/
Name of Prepaid Card: Palm Desert National Bank Pr1macard Elita Prepaid MasterCard
Name of Author (You!): _______________________
Card Summary (Minimum 100 words. Actual word count: 122________):
While the Palm Desert National Bank has been around for almost 3 decades, its new introduction to the world of prepaid debits cards, the Palm Desert National Bank Pr1macard Elita Prepaid MasterCard has been creating waves. The prepaid debit card comes loaded with features including payroll transfer, online bill payments, online and offline shopping, international currency transactions, ATM withdrawals and more. The best part is that you only pay $6.95 per month for this card with no annual fees. Add to this the fact that the card can be procured without pesky credit score checks and has no employment requirements and its easy to see why you need to carry a Palm Desert National Bank Pr1macard Elita Prepaid MasterCard in your wallet.
Card Review (Minimum 1000 words. Actual Word Count 1019_________):
The Palm Desert National Bank is a wholly owned subsidiary of Palm Desert Investments and is a nationally recognized chartered financial institution. Although the bank is fairly young , having opened its doors in 1981 with its first branch in Palm Desert California, the establishment has grown in leaps and bounds since then and has now jumped on the prepaid card bandwagon. The company is also known to support a variety of charitable initiatives including Shelter from storm and Discover Museum.
Like all other products in its class, the Palm Desert National Bank Pr1macard Elita Prepaid MasterCard is an extremely convenient way to pay your bills and to shop without carrying a lot of cash along or resorting to the use of your credit card. However, the good news here is that although you are using a prepaid card, it will still have a positive effect on your credit score. Here are some of the features of Palm Desert National Bank Pr1macard Elita Prepaid MasterCard and why you should consider adding it to your wallet.
The Palm Desert National Bank Pr1macard Elita Prepaid MasterCard is a fantastic product designed to cater to the needs of people looking fro a convenient debit card option. Since you load the card, the company does not hassle with credit worthiness checks etc; this makes owning the card a very convenient and simple process. The card can also be owned by people who have a less than perfect credit score hence will not be considered for a traditional credit card with the Master Card Network. You can load funds on the card through your payroll which can then be used for future spending. Since , this is a debit card; although you may not earn interest on the amount of money loaded on the card, you certainly do not have to spend sleepless nights pondering over your mounting credit card bills and the ensuing interest payments.
Your only expenditure is the monthly card maintenance cost which currently stands at a measly $6.95; this is lower than most other prepaid debits cards. Also, there is no annual fee for owning this card. When using this card, you need to understand that it does not offer a balance transfer feature; this means that you will need to use up all the funds in one way or the other and will not be able to transfer the funds loaded on to the card back to your bank account. However, you can withdraw the cash through an ATM. The charge of ATM balance inquiries within the United States is 40 cents while international inquiries can cost more at $2. You will also be charged for withdrawals at the rate of $1.75 for removing cash within the United States and exactly double of this transaction fee at $3.50 for international ATM withdrawals.
You will also be able to check your balance through the internet by logging into your account with your password; you are not charged for online balance inquiries. The best part of using Palm Desert National Bank Pr1macard Elita Prepaid MasterCard is that you will not have to wait for your on paper statement to arrive at the end of each month, the company provides paperless statements which contain in depth information about the amount of money spent and the funds loaded on the card over a certain period of time. However, if you wish to keep a record of your spending and fund receipts, you can do so by ordering for a hard copy of your account statement.
If you elect to your payroll through direct deposit, no additional fees will be levied on you for this feature. You can also transfer your funds from one card to another by incurring a cost of $4.95 per transfer. The card is the most suitable way to shop because it not only supports offline but also online transactions. You can also use it to shop for goods or services and pay in a foreign currency. You will be charged 2% of the foreign currency transaction cost to make payments in currencies other than the US dollar.
If you misplace your card or if it is stolen, you can simply have the card replaced for a paltry amount of $2, so your funds are always safe and accessible. The only issue is the maximum loading value which stands at a very low $500. Although you may not be able to use the card for purchasing expensive products, it sure is convenient when you just need to go grocery shopping or want to allocate a certain amount of money for travel etc.
The online bill payment feature is another benefit of using the Palm Desert National Bank Pr1macard Elita Prepaid MasterCard; you are not charged for this feature and you can use various billing entities. However, where bills are paid in paper, you will incur a charge of $2.95. There are several retail locations which can be used for easy and convenient card loading at no extra cost.
The Palm Desert National Bank Pr1macard Elita Prepaid MasterCard is well suited for individuals who are keen on owning a Master card without the hassles associated with procuring a traditional credit or debit card. The card is issued by the Palm Desert National bank, a reputable and reliable financial establishment, so your funds are safe. The Master Card seal lets you go places with this card as it accepted at just about any store, restaurant etc. Approval is 100% guaranteed and there are no credit checks or employment requirements that need to be met to get this card. If you are interested in owning this card, you can get one with a minimum account opening balance of just $20. If you are a first time user of Palm Desert National Bank Pr1macard Elita Prepaid MasterCard, you will be charged a one time activation fee of $12.95 and that is all there is to getting you very own prepaid debit card.
Like all other financial products and services, ensure that you read the terms and conditions of the card before applying for one.
Best 3 features of the card (minimum 75 words. Actual Word Count 97________):
10. .Approval without credit checks or employment requirements: With the financial crisis still looming large maintaining a pristine credit record is challenging for most people and this card comes as a breath of fresh air
11. .Low monthly maintenance fee of $6.95: While most cards will charge you ion the vicinity of $10 for monthly maintenance; this card can be owned at a monthly cost of just $6.95
12. .Can be used online as well as offline: The card can be used to shop over the internet or even the local grocery store which makes it extremely convenient.
Websites used to gather information:
http://www.1800tarjetas.com/pr1macardeliteen.html
http://www.marketprosecure.com/palm-desert-national-bank.html
http://www.creditcardsmadesimple.com/View-Cards/Pre-Paid/Pr1macard_Elite_Prepaid_MasterCard/
